Izingozi zamaloli zingase zibe nemiphumela eshintsha ukuphila, ngokuvamile zishiye izisulu zilimele kakhulu, umonakalo omkhulu wempahla, nokuhlukunyezwa ngokomzwelo. Ngemva kwesigameko esinjalo, omunye wemibuzo ecindezela kakhulu okungenzeka izisulu uwukuthi: Kufanele ngifake isikhathi esingakanani ukufaka isicelo sengozi yeloli? Impendulo incike ezintweni ezehlukene, okuhlanganisa isimo lapho ingozi yenzeke khona kanye nemininingwane yecala.
Kulesi sihloko, sizohlola imikhawulo yesikhathi esemthethweni yokufaka izicelo zezingozi zeloli, ezaziwa ngokuthi izimiso zemikhawulo, futhi sinikeze imininingwane ebalulekile ngokubaluleka kokuthatha isinyathelo ngokushesha ngemva kwengozi yeloli.
Siyini Isimiso Semikhawulo?
Umthetho wemikhawulo ngumthetho obeka isikhathi esiphezulu lapho kungaqalwa khona isinyathelo somthetho. Ngemva kokuba lesi sikhathi siphelile, umuntu olimele ulahlekelwa ilungelo lokufaka icala , futhi icala livame ukuchithwa yinkantolo. Umkhawulo wesikhathi sokufaka isimangalo sengozi yeloli uyahlukahluka kuye ngesifundazwe, futhi ukuqonda lezi zikhawu zesikhathi kubalulekile ukuqinisekisa ukuthi awuphuthelwa ithuba lakho lokuthola isinxephezelo.
Kungani Izimiso Zemikhawulo Zibalulekile
Umthetho wemikhawulo ufeza izinjongo ezimbalwa ezibalulekile. Okokuqala, iqinisekisa ukuthi kwenziwa izimangalo ezingokomthetho kuyilapho ubufakazi busebusha futhi nofakazi bekhona. Ngokuhamba kwesikhathi, izinkumbulo ziyanyamalala, futhi ubufakazi obuphathekayo bungalahleka, okwenza kube nzima kakhulu kubo bobabili abathintekayo ukwethula icala eliphoqelelayo. Ukwengeza, izimiso zemikhawulo zikhuthaza ukulunga ngokuvimbela amacala ukuba alethwe ngemva kokulibaziseka isikhathi eside, okungase kube yingozi kubamangalelwa okungenzeka basukile esehlakalweni noma abalahlekelwe amarekhodi abucayi.
Unesikhathi Esingakanani Sokufaka Isimangalo Sengozi Yeloli?
Umkhawulo wesikhathi sokufaka isicelo sengozi yeloli sincike esimweni lapho ingozi yenzeke khona. Ngokuvamile, izifundazwe eziningi zinesimiso semikhawulo ephakathi kweminyaka emibili nemine ngezicelo zokulimala komuntu siqu, okuhlanganisa izingozi zamaloli. Nokho, kukhona okuhlukile, futhi umnqamulajuqu ungahluka ngokuya ngemininingwane yecala lakho, njengokuthi ummangalelwa uyinhlangano kahulumeni, noma uma kunezimo ezihlukile ezisebenza esimweni sakho.
Umthetho Wemikhawulo Yezimangalo Zokulimala Komuntu Siqu
Ezimweni eziningi zezingozi zamaloli, isimiso semikhawulo yezimangalo zokulimala komuntu ngokuvamile siyiminyaka emibili kuya kwemithathu kusukela ngedethi yengozi. Lokhu kusho ukuthi uma uhileleke engozini yeloli, ngokuvamile uneminyaka emibili kuya kwemithathu yokufaka icala enkantolo ufuna isinxephezelo ngokulimala kwakho, amaholo alahlekile, ubuhlungu nokuhlupheka, kanye neminye imonakalo ehlobene.
Kubalulekile ukuqaphela ukuthi iwashi ngokuvamile liqala ukuphawula kusukela ngosuku lwengozi, hhayi kusukela lapho uqaphela izinga lokulimala kwakho noma lapho sekubonakala. Kodwa-ke, kwezinye izimo, isimiso semikhawulo singanwetshwa uma ukulimala kungabonakali ngokushesha noma uma umuntu olimele esemncane ngesikhathi sengozi.
Izimo Ezikhethekile Ezingase Zithinte Isimiso Semikhawulo
Ezimweni ezithile, isimiso semikhawulo singaba sifushane noma sibe side kunokwejwayelekile kweminyaka emibili kuya kwemithathu. Ngokwesibonelo:
- Izimangalo Ezimelene Nezinkampani Zikahulumeni: Uma ingozi yeloli lakho ihilela imoto kahulumeni noma umsebenzi kahulumeni, imithetho yokufaka isicelo ingase yehluke. Ezimweni eziningi, isimiso semikhawulo yezimangalo ezibhekiswe ezinkampanini zikahulumeni sifushane kakhulu, ngokuvamile siyizinyanga eziyisithupha kuya onyakeni. Ezimweni ezinjalo, kubalulekile ukubonisana naye Shelly Leeke Law Firm ukuqinisekisa ukuthi awuphuthelwa yiminqamulajuqu ebalulekile.
- Izimangalo Ezibandakanya Ukufa Okungalungile: Uma ingozi yeloli ibangele ukufa kothandekayo, isimiso semingcele singase sihluke. Izifundazwe eziningi zivumela amalungu omndeni asindile ukuthi afake icala lokufa elingalungile, kodwa umkhawulo wesikhathi uvame ukuba mfushane kunezimangalo zokulimala komuntu siqu. Kwezinye izifundazwe, isimiso semikhawulo yecala lokufa elingalungile siyiminyaka eyodwa kuya kwemibili kusukela ngosuku lokufa, ngakho-ke kubalulekile ukuthatha isinyathelo ngokushesha.
- Umthetho Wokuthola: Kwezinye izimo, ukulimala okwenzeke engozini yeloli kungase kungabonakali ngokushesha, noma izinga lokulimala lingase lingaziwa kuze kube kamuva. Lokhu kwaziwa ngokuthi “umthetho wokutholwa,” futhi kunganweba isimiso semikhawulo. Ngaphansi kwalo mthetho, isikhathi sokufaka isimangalo singase siqale ngedethi othole ngayo, noma okufanele ngabe uthole, ukulimala kunosuku lwengozi ngokwayo.
Kungani Kufanele Uthathe Isinyathelo Ngokushesha Ngemva Kwengozi Yeloli
Nakuba isimiso semikhawulo sinikeza iwindi lesikhathi sokuthi ufake isicelo sengozi yeloli, kubalulekile ukuqala inqubo ngokushesha ngangokunokwenzeka. Uma ulinda isikhathi eside, kungase kube inselele nakakhulu ukuqoqa ubufakazi obudingekayo futhi wakhe icala eliqinile. Ngezansi ezinye zezizathu zokuthi kungani kubalulekile ukuthatha isinyathelo ngokushesha ngemva kwengozi yeloli:
Ukugcina Ubufakazi
Amacala ezingozi zamaloli ancike kakhulu ebufakazini, njengemibiko yamaphoyisa, izitatimende zofakazi, amalogi abashayeli bamaloli, idatha yebhokisi elimnyama, namarekhodi okugcinwa kwemoto. Uma ulinda isikhathi eside ukufaka isicelo sakho, kuba nkulu kakhulu ubungozi bokulahlekelwa ubufakazi obubalulekile. Isibonelo, abashayeli bamaloli nezinkampani bangase babe nezinqubomgomo ezicekela phansi idatha noma amarekhodi ngemva kwesikhathi esithile. Ngokufaka isimangalo ngokushesha, usiza ekuqinisekiseni ukuthi kugcinwa ubufakazi obubalulekile.
Ubufakazi Bofakazi
Ubufakazi bofakazi bungabalulekile ekusekeleni isimangalo sakho. Njengoba isikhathi sihamba, ofakazi bangase bakhohlwe imininingwane eyinhloko noma kube nzima ukubathola. Ngokuthatha isinyathelo ngokushesha, wandisa amathuba akho okuqoqa izitatimende ezithembekile zofakazi ngaphambi kokuba izinkumbulo ziphele.
Ukuxoxisana nge-Fair Settlement
Ezimweni eziningi zezingozi zamaloli, izinkampani zomshwalense ezimele inkampani yamaloli noma umshayeli bazozama ukuxazulula isimangalo ngaphambi kokuba kufakwe icala. Uma ulinda isikhathi eside kakhulu ukuze ufake isicelo sakho, ungase ulahlekelwe yithuba lokuxoxisana ngesivumelwano esinobulungiswa. Ukwenza ngokushesha kukuvumela ukuthi ulawule isimo futhi uqinisekise ukuthi awucindezelwa ukuthi wamukele isipho se-lowball.
Indlela Ummeli Angasiza Ngayo
Ukuzulazula ngenqubo yomthetho yokufaka isicelo sengozi yeloli kungase kube inkimbinkimbi, ikakhulukazi lapho usebenza nezinkampani zomshwalense, izinkampani zamaloli, nabameli bazo. Ummeli onekhono, njengommeli wengozi yeloli yaseNorth Charleston, angakusiza uqonde isimiso semikhawulo yecala lakho elithile futhi aqinisekise ukuthi zonke izinyathelo zomthetho ezidingekayo zithathwa ngesikhathi. Ukwengeza, ummeli angakusiza ukuthi uqoqe ubufakazi, uxoxisane nezinkampani zomshwalense, futhi amele izintshisekelo zakho enkantolo uma kunesidingo.
Isiphetho
Uma uke wabandakanyeka engozini yeloli, isikhathi sibalulekile. Isimiso semikhawulo siyasho ukuthi kufanele ufake isicelo isikhathi esingakanani, futhi ukweqa lo mnqamulajuqu kungase kusho ukulahlekelwa ilungelo lakho lokufuna isinxephezelo ngokulimala kwakho. Ngokuqonda isimiso esisebenzayo semikhawulo futhi wenze ngokushesha, ungavikela amalungelo akho omthetho futhi uzinikeze ithuba elingcono kakhulu lomphumela oyimpumelelo.
Kungakhathaliseki ukuthi ufaka isimangalo sokulimala komuntu siqu noma ufuna isinxephezelo sothandekayo ecaleni lokufa elingalungile, ukuxhumana nommeli wengozi yeloli ngokushesha kubalulekile. Iwashi liyahamba, ngakho ungalibali—thola usizo lwezomthetho namuhla.
Ngeziqu zezomthetho ngaphansi kwebhande lakhe, uMark Scott waqonda kusenesikhathi ukuthi ukuxhumana ngomthetho kwakuyindawo enganakekile. Wanquma ukusiza abantu “ngokuhumusha” ulimi nokunikeza ulwazi nezeluleko ngendlela ecacile, ewusizo, nesebenzayo. Ngenxa yalesi sizathu, esikhundleni sokumthola enkantolo, cishe uzothola igama lakhe ku-inthanethi, lapho ekhuthele futhi echuma njengomlobi wezomthetho. Ingxenye yakhe yokwenza umhlaba ube indawo engcono wukwenza umthetho ube yisiphithiphithi esingahlangani. Uhlose ukwenza kube lula kubantu ukuthi baqonde ukuthi bafunelwa nini futhi kanjani abeluleki bezomthetho, ukuthi bangaqhubeka kanjani ezindabeni eziningi zomthetho, kanye nendlela yokuthola izinsiza ezifanele ukuze bakwazi ukulwela amalungelo abo.
