Amakhasino aku-inthanethi aguqule umhlaba wokugembula, anikeza lula, ukufinyeleleka, kanye nezinhlobo eziningi zezinketho zemidlalo. Amandla okwenza amadiphozithi kanye nokuhoxiswa kwemali kuyingxenye ebalulekile yesipiliyoni sekhasino eku-inthanethi. Ngokuhamba kwesikhathi, izinhlobonhlobo zezindlela zokukhokha ezamukelwayo ziye zanda ukuze zifake noma yini kusukela kumakhadi esikweletu akudala kuya ezimalini zedijithali eziqanjiwe. Lesi sihloko sibheka izindlela ezimbalwa zokwenza imali kanye nokukhipha imali ekhasino eku-inthanethi, sidingida izinzuzo kanye nezithiyo zazo ngayinye ukuze ikusize wenze isinqumo unolwazi.
Amakhadi Wezikweletu Nama-Debit
Ukukhokha ekhasino eku-inthanethi kudala lula ngamakhadi esikweletu nawedebithi. Ziphakathi kwezindlela zokukhokha zekhasino ezindala kakhulu nezisetshenziswa kakhulu ku-inthanethi. Banikeza inketho eqondile kubadlali bamageyimu ukuze bangeze imali kuma-akhawunti abo amageyimu. Idiphozithi kanye nokuhoxiswa ku- amakhasino aku-intanethi ingenziwa kusetshenziswa amakhadi esikweletu amakhulu njengeVisa ne-Mastercard. Ngamasayithi amaningi okugembula nezinkundla, ungaqala ukudlala imidlalo oyikhonzile ngokushesha ngemva kokufaka imali ku-akhawunti yakho yokudlala.
Nokho, kunezihibe ezingaba khona ekusebenziseni amakhadi esikweletu nawemali emakhasino aku-inthanethi. Izikhungo zezezimali eziningana zingase zenqabe izinkokhelo ezenziwa ngokugembula. Abadlali kufanele futhi baqaphele amazinga enzalo nezindleko ezingase zisetshenziswe ekukhokheleni imali yekhadi lesikweletu. Naphezu kwalezi zihibe, amakhadi esikweletu nawedebithi asasetshenziswa kabanzi njengoba elungele abadlali abafuna inketho yokukhokha elula yokudlala kwabo amakhasino aku-inthanethi.
Ama-E-Wallets
Kulezi zinsuku, amakhasino amaningi aku-inthanethi amukela ama-e-wallet, noma izikhwama zikagesi njengendlela yokukhokha. Lawa masevisi aku-inthanethi ahlanganisa i-PayPal, i-Skrill, ne-Neteller alamula imisebenzi yezezimali phakathi kwebhange lomdlali nesikhungo sokugembula. I-e-wallet igcina futhi ibethele imininingwane yebhange nekhadi lesikweletu lomsebenzisi ukuze avikeleke ngesikhathi sokuthenga ku-inthanethi.
Abadlali bekhasino abaku-inthanethi bangazuza ngezindlela ezimbalwa ngokusebenzisa izikhwama zikagesi. Okokuqala, ama-e-wallet ahlinzeka ngesendlalelo sobumfihlo, njengoba imininingwane yezezimali ebucayi ayabiwa ngokuqondile nekhasino. Izinkokhelo ze-e-wallet nazo zivame ukuqedwa ngokuphazima kweso, ngakho-ke abadlali bangaqala ukudlala umdlalo wabo abawuthandayo cishe ngokushesha. Ukwengeza, abadlali abasebenzisa i-e-wallets kumakhasino athile aku-inthanethi bafaneleka ukuthola amabhonasi akhethekile nezikhuthazo. Nakuba izikhwama ze-elekthronikhi zilula futhi kulula ukuzisebenzisa, abadlali kufanele baqaphele noma yiziphi izindleko ezihambisanayo futhi bahlole ukuthi amakhasino abawathandayo ayazamukela yini ngaphambi kokwenza noma iyiphi imali.
Ukudluliselwa Kwebhange
Ukudluliselwa ngezintambo, okuvame ukwaziwa ngokuthi ukudluliselwa kwebhange okuqondile kuyindlela yokukhokha ephephile nenensayo. Zihlanganisa izimali zezintambo zisuka ku-akhawunti yakho yasebhange ziye ekhasino. Ukwenza i-EFT kungase kuthathe izinsuku ezimbalwa zebhizinisi, nakuba kuphephile futhi kulungele ukubhekana nesamba esikhulu semali. Kungase kukhungathekise uma ujahe ukuqala.
Ngokuwina okukhulu, kuwumkhuba ojwayelekile ukukhipha imali ngokuyidlulisela ngezintambo ku-akhawunti yasebhange. Ikhethwa kwabanye abadlali njengoba ibeka eceleni isidingo sokwesekwa okwengeziwe okuvela emithonjeni yangaphandle.
Amakhadi akhokhelwa kusengaphambili kanye namavawusha
Amakhadi akhokhelwa ngaphambili namavawusha kuyinketho yokukhokha edumile emakhasino aku-inthanethi, njengoba aziwa ngobulula nokuphepha kwawo. Ukuze usebenzise lezi zindlela zokukhokha, amakhasimende athenga ikhadi noma ivawusha ngenani elithile njengekhadi lesipho lokudayisa. Umdlali angase afake amakhadi esikhokhelwe noma amavawusha kuma-akhawunti ekhasino aku-inthanethi.
Amakhadi akhokhelwa kusengaphambili namakhuphoni kulula ngenxa yokungaziwa akunikezayo. Imininingwane yezezimali yabasebenzisi ayivezwa ebhange ngenkathi ibasebenzisela ukuthenga. Ngaphezu kwalokho, izixazululo ezikhokhelwa kusengaphambili zinikeza ukuphathwa kwemali okungcono kakhulu njengoba abadlali balinganiselwe enanini elitholakala ekhadini noma evawushani. Abadlali kufanele bazi ukuthi izindlela zokukhokha kusengaphambili ngokuvamile azifinyeleleki uma ukhipha imali, ngakho-ke kungase kudingeke bathole enye indlela yokuthola abawinile. Amakhadi akhokhelwa kusengaphambili namavawusha ngokuvamile, ahlinzeka ngendlela elula, ephephile, neyimfihlo yokuxhasa ngezimali i-akhawunti yakho yekhasino eku-inthanethi.
Izinkokhelo ze-Cryptocurrency
Ama-Cryptocurrencies abelokhu enza amagagasi embonini yamakhasino aku-inthanethi ngenxa yezinzuzo zawo eziyingqayizivele, okuhlanganisa ukungaziwa, isivinini, nokuphepha. I-Bitcoin, i-cryptocurrency yokuqala neyaziwa kakhulu isizuze ukwamukelwa kabanzi emakhasino aku-inthanethi. Ukufaka imali nokuhoxa ngeBitcoin kuvame ukuqondile. Okwenziwayo kucutshungulwa ngokushesha, futhi abadlali bangajabulela ubumfihlo obukhulisiwe uma kuqhathaniswa nezindlela zokukhokha ezivamile.
I-Ethereum enekhono layo lenkontileka ehlakaniphile ingenye i-cryptocurrency ethola indlela yayo kumakhasino aku-inthanethi. Inikeza izikhathi zokuthengiselana ezisheshayo futhi ingasetshenziselwa izinhlelo zokusebenza ezihlukahlukene ezihlukaniswe phakathi kwe-ecosystem yokugembula. Nakuba i-Bitcoin ne-Ethereum kuyizinduna, amakhasino amaningi aku-inthanethi andisa iminikelo yawo ye-cryptocurrency. I-Litecoin, i-Bitcoin Cash, i-Ripple, nezinye izinhlobo zezimali zedijithali ziya ngokuya zimukelwa ngokufakwa kwemali nokuhoxiswa.
Ukudlulisa imali yeselula
Ukutholakala kwezindlela zokukhokha zamaselula kumakhasino aku-inthanethi kwenyukile eminyakeni yamuva. Ukubhanga ngomakhalekhukhwini kwenza kube lula kubadlali ukwenza amadiphozithi kanye nokukhipha imali. Amasevisi afana ne-Apple Pay ne-Google Pay avumela amakhasimende ukuthi agcine ngokuphephile ulwazi lokukhokha kumadivayisi awo eselula. Ukuze uqedele ukuthenga, umdlali kufanele aqinisekise ubunikazi bakhe esebenzisa isithwebuli sezigxivizo zeminwe, isofthiwe ekwazi ukubona ubuso, noma inombolo kamazisi yomuntu siqu. Ithuthukisa ukuphepha njengoba ulwazi lwezezimali olubalulekile aludingi ukuthi lufakwe mathupha.
Izinkokhelo zamaselula ziyashesha, kanti amadiphozithi avela kuma-akhawunti ekhasino cishe ngaso leso sikhathi. Ngokungeziwe ekubeni kulungele abadlali ekuhambeni, izinketho zokukhokha ngeselula ngokuvamile zihlanganisa usekelo lokuthenga ngaphakathi nohlelo. Angase asetshenziselwe uhla olubanzi lweminye imisebenzi eku-inthanethi ngaphezu kwemidlalo yasekhasino.
Ukukhetha Inketho Yokukhokha Elungile
Ukukhetha inketho yokukhokha engcono kakhulu yemidlalo yakho yekhasino eku-inthanethi kuncike ezintweni eziza kuqala kuwe kanye nokuncamelayo. Cabangela izici ezilandelayo:
- Ukuvikeleka: Uma ukuphepha nobumfihlo kubalulekile kuwe, i-cryptocurrency nama-e-wallets kungase kube ngcono ngenxa yezici zakho zokubethela nokungaziwa.
- Isivinini: Ukuze uthole imali esheshayo kanye nokuhoxiswa kwemali, ungacabangela izindlela zokukhokha ngokushesha njengama-e-wallet kanye ne-cryptocurrency.
- Izimali ezikhokhwayo: Naka izinkokhelo zokwenziwayo ezihlobene nendlela ngayinye, njengoba lezi zingangeza ngokuhamba kwesikhathi.
- Ukufaneleka: Khetha indlela yokukhokha ehambisana nokusebenziseka kwakho kalula nokujwayela kwakho.
- Ukuthobela Umthetho: Qiniseka ukuthi indlela oyikhethile ihambisana nemithethonqubo esendaweni yakho.
- Ukungaziwa: I-Cryptocurrency namakhadi akhokhelwa ngaphambili kungase kube indlela okufanele uhambe ngayo uma wazisa ukungaziwa.
- Ukufinyeleleka: Cabangela ukutholakala kwendlela oyikhethile esifundeni sakho kanye nokwamukelwa kwayo yikhasino.
Iphuzu Eliyinhloko
Inkokhelo yekhasino eku-inthanethi isithuthuke kakhulu, ihlinzeka abadlali ngezinketho ezihlukahlukene. Indlela ngayinye inezinzuzo nezinkinga, futhi ekugcineni, ukukhetha okulungile kuncike kulokho okuthandayo. Ukwazi izinketho zakho zokwenza idiphozithi kanye nokukhipha imali ekhasino eku-inthanethi kuzokuvumela ukuthi wenze ukukhetha okufundile futhi ujabulele ulwazi lwakho kakhulu lapho ugembula. Ukuphepha, ukugembula okuqotho, kanye nokuhambisana nemithetho yendawo kufanele kuze kuqala lapho udlala ekhasino eku-inthanethi.
