Ifomu le-1097 BTC lisetshenziswa kakhulu ngabakhiphi bamabhondi esikweletu sentela. I-IRS idinga idokhumenti kubo ukuze iqinisekise ukuthi amakhredithi athile entela ayasakazwa. Ifomu aliyona inkimbinkimbi, kodwa kufanele ulandele imiyalelo enemininingwane. Umbiko kufanele ube minyaka yonke kodwa uchaze njalo ngenyanga yomlando wakho wesikweletu sentela.
Liyini Ifomu le-IRS 1097-BTC?
Ifomu 1097 BTC linikezwe yi-Internal Revenue Service kubakhiphi bezikweletu zentela yebhondi. Liwumbiko osemthethweni onikezwa minyaka yonke ngesikweletu sentela. Ungase udinge le dokhumenti uma ungumkhiphi webhondi yesikweletu sentela noma i-ejenti yomkhiphi. Leli fomu alithunyelwa kubameleli be-IRS kuphela kodwa nakubambiswano noma kwi-mutual fund.
Ubani Okufanele Afake Ifomu Le-1097 BTC?
Uma usufundile kakade ukuthi iyini ibhondi yesikweletu sentela, ungase ube nombono wokuthi ubani ongafaka idokhumenti. Imvamisa, kunezinhlobo ezimbalwa zabakhokhi bentela ezidinga ukusebenzisa ifomu futhi balinikeze i-IRS. Kodwa-ke, ungaba omunye walabo bakhokhi bentela abadinga ukuthola ifomu kumuntu oligcwalisayo. Nalu uhlu lwanoma ubani odinga ifomu:
- Abakhiphi bamabhondi esikweletu sentela kufanele banikeze ifomu njalo ngonyaka noma njalo ngekota ngokusekelwe kumininingwane yabo yekhredithi yentela ngayinye etholiwe;
- Abaqokiwe abanjengobambiswano, abadayisi, ama-trust, izinkampani zokutshalwa kwezimali, izindawo, kanye nama-investment trusts of real estate nabo kufanele banikeze ifomu ku-IRS;
- Abakhokhi bentela abangathola amakhredithi entela kumabhondi esikweletu sentela noma amakhredithi entela nje phakathi nonyaka ka-$10 nangaphezulu kufanele bagcwalise idokhumenti.
Imiyalo yeFomu 1097-BTC
Ifomu 1097-BTC umbiko wesikweletu sebhondi ayinzima kangako ukuyiqonda. Ifomu liqukethe ikhasi elingu-1 elinamakhophi amaningi okufanele uwathumele kubantu abahlukene kanye ne-IRS. Kunemiyalelo eminingi ekhasini lokugcina lesifanekiso. I-IRS 1097-BTC ingalandwa ku-IRS noma ku-PDFLiner, lapho ungayigcwalisa ku-inthanethi. Ukuze wenze lokhu, kufanele ulandele izinyathelo ezilandelayo:
- Nikeza ulwazi ngokhiphayo, okuhlanganisa igama, ikheli, nenombolo yocingo. Ungakhohlwa ukubhala phansi i-TIN yomnikezi;
- Nikeza ulwazi ngomamukeli. Ulwazi lungashintshwa ngokusekelwe kukhophi oyigcwalisayo njengamanje. Faka inombolo ye-TIN negama. 1097 Ifomu le-BTC nalo lidinga ikheli lomgwaqo nedolobha lomuntu noma inkampani, okuhlanganisa ne-ZIP. Uma umuntu wesibili evela kwelinye izwe, udinga ukubhala phansi nekhodi yeposi;
- Khetha ibhokisi elifaneleka kakhulu esigabeni sokhiphayo, bese ufaka umaka kulo;
- Faka isamba semali;
- Bhala phansi ikhodi nesihlonzi esiyingqayizivele esigabeni 2a no-2b;
- Faka uhlobo lwebhondi. Faka inani elifanele lemali oyitholile njalo ngenyanga ezigabeni ezisuka ku-5a ukuya ku-5l;
- Uma unolwazi olwengeziwe ongakwengeza, ungakwenza esigabeni 6, esinegama elithi Amazwana.
Ikhophi A kufanele ithunyelwe Esikhungweni Senkonzo Yentela Yangaphakathi. Ikhophi B ngeyomamukeli. Ikhophi C ngeyokhokhayo. Uzothola imiyalelo enemininingwane yokuthi uligcwalisa kanjani ibhokisi ngalinye efomini. Zinake ngaphambi kokuthi uqale ukugcwalisa noma yini. Qiniseka ukuthi unikeza ulwazi oluthile ngekhophi ngayinye oyigcwalisayo. Kunemithetho eqinile ekuphoqa ukuthi uthumele amakhophi kuphela kulabo bantu noma izinhlangano ezishiwo emakhoneni amakhasi. Uma uthumela ikhophi B kwa-IRS, isevisi ingase ivele ikuthumelele ifomu nephutha.
1097-BTC Umnqamulajuqu
Ifomu le-IRS elingu-1097-BTC kufanele ligcwaliswe ngesikhathi somnqamulajuqu, noma uzohlawuliswa. Kuneshejuli okufanele uyilandele ngenkathi uthumela ifomu eqenjini ngalinye. Isibonelo, udinga ukuthola ukuthi ulithumela nini ifomu kubathengisi nokuthi nini ku-IRS. Uma ungakwazi ukugcina ulwazi ekhanda lakho, kungcono ukwenza isimiso kukhompyutha. Kungcono ukungalindi kuze kufike umnqamulajuqu. Nakhu okudingeka ukukhumbule:
- Ikhophi eya kumamukeli kufanele igcwaliswe ngosuku lwe-15 lwenyanga yesibili ekhalendeni ngemva kokuvala inyanga yekhalenda enemvume yekhredithi;
- Thumela idokhumenti ku-IRS kuze kube nguMashi 31 uma uyifayela nge-elekthronikhi. Uma ukhetha ukuthumela idokhumenti ephepheni, kufanele ukwenze ngoFebhuwari 28.
Umugqa Ongezansi
Uma usufunde ukuthi uligcwalisa kanjani futhi ulidinga nini ifomu elithi 1097-BTC, ungalihlola ku-inthanethi. Ifomu lilula kodwa lidinga izibalo ezinemininingwane. Zama ukucacisa futhi uthumele idokhumenti ngaphambi komnqamulajuqu.
