
I-Abu Dhabi, ikomkhulu le-United Arab Emirates, ithandwa ngabo bobabini abathengi bokuqala kunye nabatyali-mali abanamava kuba inezixhobo ezikumgangatho wehlabathi, ikhefu lerhafu, kunye noluhlu olubanzi lweepropathi. Imarike yezindlu yase-Abu Dhabi izele ziinketho, nokuba ufuna ukuthenga indlu yokunethezeka, indawo yokuhlala kwisakhiwo esiphakamileyo, okanye ikhaya elingasemanzini. Ukuba ucinga ngokuthabatha inyathelo, nazi ezona zinto zibalulekileyo onokucinga ngazo ukuba uyafuna Thenga ipropathi e-Abu Dhabi.
1. Qonda iMarike yezindlu
Phambi kokwenza utyalo-mali, kubalulekile ukuqonda iindlela zemarike yezindlu ze-Abu Dhabi. Esi sixeko sibonelela ngomxube weendawo zokuhlala simahla kunye neepropati zokuqeshisa, ezineendawo ezingahlawulelwayo ngoku ezifumanekayo kubatyali-zimali bamazwe angaphandle. Le mimandla ibandakanya iindawo zokuhlala ezidumileyo njengeSiqithi saseSaadiyat, iSiqithi saseYas, kunye neSiqithi iAl Reem, nganye ibonelela ngendlela eyahlukileyo yokuphila kunye nezibonelelo zotyalo-mali.
Ungajonga kwiintsingiselo zemarike njengotshintsho lwamaxabiso, imfuno yeentlobo ezithile zeepropathi, kunye nezicwangciso zophuhliso lwexesha elizayo. Ngokomzekelo, iindawo ezikufutshane neendawo zenkcubeko, iindawo zoshishino, okanye iindawo ezisecaleni kwamanzi zidla ngokuba nethuba eliphezulu lokunyuka kwexabiso.
2. Misela iiNjongo zoTyalo-mali ezicacileyo
Ngaba ujonge indawo yokuhlala yokuqala, ikhaya leholide, okanye ipropathi eyenza umvuzo wokurenta? Iinjongo zakho ziyakuyalela uhlobo lwepropathi onokuthi utyale kuyo kunye nendawo ehambelana neemfuno zakho.
Kubatyali-mali abafuna isivuno sokurenta, iindawo ezifana neSiqithi sase-Al Reem kunye neSiqithi saseYas zifanelekile ngenxa yemfuno yazo ephezulu phakathi kwabafuduki kunye neengcali. Indawo enoxolo yeSiqithi saseSaadiyat kunye nokwahluka ngokwenkcubeko kunokuba nomtsalane ukuba uzithengela wena.
3. Phonononga iiNdlela zokuXhobisa ngeMali
Iimali mboleko zabahlali kunye nabangahlali ziphakathi kweendlela ezahlukeneyo zokuxhasa ngemali ezifumanekayo kubathengi bezindlu nezindlu e-Abu Dhabi. Ukusebenza nebhanki yasekhaya okanye umcebisi wezezimali kunokukunceda njengomthengi wokuqala ukuba uqonde imiqathango yemali-mboleko, amazinga enzala, kunye nokufaneleka. Gcina ukhumbula ukuba imali yokubambisa kwi-UAE idla ngokufuna intlawulo ephantsi-ehlala i-20-25% yabaphambukeli.
Ukongezelela, qwalasela iindleko ezongezelelweyo ezifana neemali zokubhalisa ipropati, iikhomishini ze-arhente, kunye neentlawulo zenkonzo, ezinokudibanisa ukuya kwi-7-10% yexabiso lokuthenga lepropati.
4. Khetha uMphuhlisi oLungileyo
Isidima somphuhlisi sidlala indima ebalulekileyo kutyalo-mali lwakho kwipropathi. Iinkampani ezifana ne-Aldar Properties kunye ne-Miral sele zikho ixesha elide kwaye ziyaziwa ngokubonelela ngeeprojekthi ezikumgangatho ophezulu ngexesha. Ukujonga umsebenzi odlulileyo womphuhlisi kunye nophononongo lwabathengi banokukuxelela okuninzi malunga nokuba zithembeke kangakanani iiprojekthi zabo.
Xa uthenga iipropati ezingacwangciswanga, qiniseka ukuba iprojekthi idweliswe kwiSebe looMasipala noThutho e-Abu Dhabi (DMT). Oku kukhusela impahla yakho kwaye kuqinisekise ukuba yonke imithetho nemigaqo iyalandelwa.
5. Vavanya iNdawo kunye neZibonelelo
Indawo ekuyo ipropati ibaluleke kakhulu kwixabiso layo kunye nesibheno. Ukuba kufutshane nezinto ezibalulekileyo ezifana nezikolo, izibhedlele, kunye neendawo zokuhamba kwenza indlu inqweneleke ngakumbi. Kwakhona, amakhaya anokufikelela kwiimpawu eziphezulu ezifana neendawo zokuzivocavoca, iiphuli, iindawo zokuthenga, kunye nemibono ephambi kolwandle idla ngokuthengisa ngamaxabiso aphezulu kwaye inyuse izivuno zokurenta.
Iindawo ezifana neSiqithi sase-Al Maryah, esidume ngeshishini kunye nendawo yezemali, kunye neSiqithi saseYas, esinokhetho olukumgangatho wehlabathi, zithandwa kakhulu kuba zombini zikulungele kwaye zilungele indlela yakho yokuphila.
6. Sebenzisa iiNzuzo zoTyalo-mali zika-Abu Dhabi
Kubatyali-mali, imarike yezindlu e-Abu Dhabi ineenzuzo ezininzi. Ubunini basimahla kwiindawo ezithile ngoku buyafumaneka kubatyali-mali bamazwe angaphandle, bubonelela ngokuguquguquka kunye nokuzinza kwexesha elide. Ukongeza, utyalo-mali lwesixeko lusebenza ngakumbi ngokwemali ngenxa yokunqongophala kwerhafu yepropathi kunye nengeniso yenkunzi.
Ngaphaya koko, imakethi iye yaba nomtsalane ngakumbi ngenxa yohlengahlengiso lwamva nje lwe-visa njenge UAE Golden Visa.
Kutheni ngoku lixesha elihle lokuthenga
Ishishini kulindeleke ukuba linyuke kakhulu kule minyaka izayo ngenxa yokuzibophelela kuka-Abu Dhabi kuphuhliso lwedolophu oluzinzileyo kunye nolwakhiwo oluqhubekayo lweeprojekthi zeziseko ezingundoqo. Eli lithuba elihle kubatyali-mali bawo onke amanqanaba ukuba bathathe ithuba lokutshintsha kwemarike yezindlu.
Ukuba ulungele ukuthatha i-plunge kwaye Thenga ipropathi e-Abu Dhabi, ukwenza umsebenzi wakho wesikolo owenzelwa ekhaya kunye nokusebenza neengcali ezinamava kuya kuqinisekisa uhambo olutyibilikayo nolunomvuzo wotyalo-mali. Ngomxube wayo wobunewunewu, ukulungeleka, kunye nokubakho kwexesha elide, i-Abu Dhabi ihlala ilolona khetho luphezulu kubatyali-mali abaqondayo abafuna ukwandisa ipotfoliyo yabo.