Bhukisha iDiphozithi eZinzileyo kuGoogle Pay, Vula i-FD nge-Equitas Small Finance Bank ngeGoogle Pay, Uyivula njani iDipozithi eZinzileyo kuGoogle Pay -
UGoogle wenze ubambiswano kunye nenkampani yakwaFintech 'Setu' ukubonelela ngeenkonzo ze-FD yi-Equitas Small Finance Bank, eya kuvumela abasebenzisi ukuba bavule idiphozithi esisigxina (okanye i-FD) eIndiya.
Ke, ukuba ungumsebenzisi kaGoogle Pay, ngoku ungavula i-FD kwimizuzu embalwa, nokuba awunayo iakhawunti kwiBhanki yeMali encinci ye-Equitas. Ungavula i-FD ubuncinane beentsuku ezisi-7 kunye nobuninzi ukuya kuthi ga kunyaka omnye wexesha.
Ukuvulwa kwe-FD kwi-app kaGoogle Pay kufuna isinyanzelo se-Aadhaar-OTP esekwe kwi-KYC yokuqinisekisa. Ukuba ufuna ukuvula i-FD kuGoogle Pay. Apha ngezantsi sisikhokelo sokwenza oko.
Andazi, yintoni i-FD (i-Fixed Deposit)?
Idiphozithi eZinzileyo (okanye i-FD) sisixhobo sotyalo-mali olunikezelwa ziibhanki okanye ii-NBFCs (iNkampani yeziMali eziNgeyiyo eyeBhanki). Inika abatyali-mali inzala ephezulu kune-akhawunti yokonga rhoqo kude kube ngumhla wokuvuthwa.
Vula iDiphozithi eZinzileyo (FD) kuGoogle Pay
Kwi-Google Pay okanye kwi-GPay, ii-FDs ziya kubonelelwa kwisithuba sonyaka omnye, kunye neqondo lenzala ephezulu ye-6.35 ekhulwini. Kule nto, abasebenzisi baya kucelwa ukuba bazalise i-KYC esekwe kwi-Aadhaar (bazi umthengi wakho) nge-OTP.
Bhukisha iDipozithi eZinzileyo kwi-G-Pay
- Okokuqala, vula i Google Pay usetyenziso kwi-smartphone yakho.
- Cofa, kwi Intlawulo entsha ibekwe ezantsi kwesikrini sasekhaya.
- Khangela i Ibhanki yezeMali encinci ye-Equitas kwibhokisi lokukhangela.
- Nqakraza kwi Ibhanki yezeMali encinci ye-Equitas, kwaye ukhethe Vula i-Equitas FD.
- Apha, uya kubona Amaxabiso oTyalo kunye neenkcukacha zokuBuyisa, cofa ku Tyala Ngoku.
- Khetha, Ewe ukuba ungu Umhlali omdlala kungenjalo khetha Hayi.
- Faka isixa ofuna ukutyala imali, kwaye ungene kwi ixesha lelixa ukusuka ubuncinane beentsuku ezili-10 ukuya kubuninzi bonyaka om-1.
- Cofa kwi Inkqubo eya kwi-KYC.
- Ngoku, faka iPincode yakho ngokwekhadi lakho le-Aadhaar, kwaye ucofe Qhubekela kwi-KYC.
- Apha, i-akhawunti kaGoogle yokungena popup iyakwenzeka, cofa apha Ngena, kwaye iakhawunti yakho kaGoogle iya kuqinisekiswa.
- Ngoku, qinisekisa inombolo yakho yeselula, ikhadi lePAN, kunye nekhadi leAadhaar.
- Gcwalisa intlawulo usebenzisa i-UPI ye-Google Pay.
- Ugqibile, ubhukishe ngempumelelo iDiphozithi eZinzileyo kuGoogle Pay.
Okwangoku, unokwenza idiphozithi enye kuphela emiselweyo (okanye i-FD) kunye nobuncinci be-Rs 5,000 kunye nobuninzi be-90,000 yemali, kwaye ubuncinane beentsuku ezili-10 kunye nexesha elide le-1.
Inzala yediphozithi eZinzileyo
Apha ngezantsi kukho iDiphozithi eZinzileyo izinga lenzala ebonelelwa ngamaxesha ahlukeneyo yi-Equitas Small Finance Bank kuGoogle Pay.
| Ukuhlala (Ngeentsuku) | Inzala (Ngonyaka) |
| Iintsuku ezingama-7 - 29 | 3.5% |
| Iintsuku ezingama-30 - 45 | 3.5% |
| Iintsuku ezingama-46 - 90 | 4% |
| Iintsuku ezingama-91 - 180 | 4.75% |
| Iintsuku ezingama-181 - 364 | 5.25% |
| Iintsuku ezingama-365 - 365 | 6.35% |
Phawula: Nangona kunjalo, abantu abadala banelungelo lokufumana inzala eyongezelelweyo eyi-0.50% ngonyaka.
Ezinye ii-FAQs (imibuzo ebuzwa rhoqo)
Q. Ngaba i-akhawunti yeBhanki ye-Equitas iyimfuneko ukuze uBhukishe i-FD kwi-Google Pay?
Hayi, akukho mfuneko yokuba ube ne-akhawunti yebhanki kunye neBhanki yeMali encinci ye-Equitas ukuze ubhukishe idipozithi emiselweyo kuGoogle Pay App.
Umbuzo. Ngaba umsebenzisi okhoyo we-Equitas Small Finance Bank angayifaka i-FD kwi-G-Pay?
Ukuba sele unayo i-akhawunti kunye ne-Equitas Small Finance Bank ngoko awukwazi ukubhukisha iDipozithi eZinzileyo (FD) ngeGoogle Pay. Kodwa iGoogle Pay inokuyenza isebenze kwixesha elizayo.
Q. Kwenzeka ntoni xa iDiphozithi eZinzileyo igqityiwe?
Nje ukuba i-Fixed Deposit igqitywe, isixa-mali sokuvuthwa siya kudluliselwa kwi-akhawunti yakho yebhanki edityaniswe noGoogle Pay usebenzisa owenze intlawulo efanayo.
Umbuzo. Ndingayirhoxisa imali yam ye-FD phambi kwexesha lokuvuthwa?
Ewe, ungayivala i-FD nanini na, isixa-mali sakho esiyintloko siya kukhuseleka ngawo onke amaxesha. Xa ukhupha imali phambi kwexesha, izinga lenzala liya kuxhomekeka kwiintsuku i-FD ehlala ngayo kwi-akhawunti.
UMBUZO. Ingaba kukhuselekile ukugcina iidipozithi kwiBhanki yeMali encinci ye-Equitas?
I-Equitas Small Finance Bank iqalise ukusebenza kwayo ebhankini ngo-2016. Njengazo zonke ezinye iibhanki ezincinci, ibonelela ngenzala enomtsalane ukuhambisana nokhuphiswano olusuka kwiibhanki ezinkulu zikawonke-wonke nezabucala.
I-Equitas Small Finance Bank yi-RBI elawulwa yibhanki yorhwebo ecwangcisiweyo. Isixa ukuya kuthi ga kwi-Rs 5,00,000 (zombini inqununu kunye nenzala) ikhuselwe yi-DICGC yaseIndiya (i-Inshurensi yeDiphozithi kunye ne-Credit Guarantee Corporation).
