Ku qabso deebaaji go'an Google Pay, Fur FD leh Equitas Small Finance Bank adoo isticmaalaya Google Pay, Sida loo Furo Deposit Go'an Google Pay -
Google waxay iskaashi la samaysay shirkadda Fintech 'Setu' si ay u bixiso adeegyada FD ee Equitas Small Finance Bank, kaas oo u oggolaanaya isticmaalayaasha inay furaan deebaaji go'an (ama FD) gudaha Hindiya.
Marka, haddii aad tahay isticmaale Google Pay, waxaad hadda ku furan kartaa FD dhowr daqiiqo gudahood, xitaa haddii aadan xisaab ku lahayn Bangiga Maaliyadda ee Equitas Small. Waxaad ku furi kartaa FD ugu yaraan 7 maalmood iyo ugu badnaan ilaa hal sano oo muddada wakhtiga ah.
Furitaanka FD ee Google Pay app wuxuu u baahan yahay Cadhaar-OTP xaqiijinta KYC ee qasabka ah. Haddii aad rabto inaad FD ka furto Google Pay. Hoos waxaa ku yaal hagaha tallaabo-tallaabo ee samaynta
Ma ogi, waa maxay FD (Fixed Deposit)?
Deposit go'an (ama FD) waa qalab maalgelin maaliyadeed oo ay bixiyaan bangiyada ama NBFCs (Shirkad Maaliyadeed oo aan Bangi ahayn). Waxay siisaa maalgashadayaasha dulsaar ka sarreeya xisaabta kaydka caadiga ah ilaa taariikhda qaangaadhka.
Ka fur Google Pay Deposit Go'an (FD)
Google Pay ama GPay, FDs waxaa la bixin doonaa muddo hal sano ah, oo leh dulsaarka ugu badnaan 6.35 boqolkiiba. Taas awgeed, isticmaaleyaasha waxaa looga baahan doonaa inay dhammaystiraan KYC-ku-saleysan Aadhaar (la soco macmiilkaaga) iyagoo adeegsanaya OTP.
Ku qabso deebaaji go'an G-Pay
- Marka hore, fur fur Google Pay barnaamijka casriga ah.
- Guji, shid Lacag-bixin Cusub la dhigo xagga hoose ee shaashadda guriga.
- Search for Bangiga Maaliyadda ee Equitas sanduuqa raadinta.
- Click on the Bangiga Maaliyadda ee Equitas, ka dibna dooro Furan Equitas FD.
- Halkan, waxaad ku arki doontaa faahfaahinta Heerarka Maalgelinta iyo Soo celinta, dhagsii Hadda maalgashi.
- Xulo, Haa haddii aad tahay a Muwaadin Sare haddii kale dooro Maya.
- Eegala Lacagta Kaas oo aad rabto in aad maalgashato, oo aad gasho wakhtiga laga bilaabo ugu yaraan 10 maalmood ilaa ugu badnaan 1 sano.
- Guji Habka loo maro KYC.
- Hadda, geli biincode kaaga sida ku qoran kaarka Aadhaar, oo dhagsii Ku sii soco KYC.
- Halkan, soo-galitaanka akoontiga Google-ka ayaa ka dhici doona, dhagsii Gal, oo koontadaada Google waa la xaqiijin doonaa.
- Hadda, xaqiiji lambarkaaga gacanta, kaarka PAN, iyo kaarka Aadhaar.
- Dhammaystir bixinta adiga oo adeegsanaya Google Pay UPI.
- La dhammeeyay, waxaad si guul leh u ballansatay dhigaal go'an Google Pay.
Hadda, waxaad samayn kartaa hal deebaaji oo go'an (ama FD) oo leh ugu yaraan Rs 5,000 iyo ugu badnaan Rs 90,000, iyo ugu yaraan 10 maalmood iyo ugu badnaan 1 sano ah.
Heerarka dulsaarka dhigaalka ee go'an
Hoos waxaa ah dulsaarka go'an ee dhigaalka ee uu bixiyo Equitas Small Finance Bank ee wakhtiyada kala duwan ee Google Pay.
Muddada (Maalmo gudaheed) | Qiimaha dulsaarka (Sannad kasta) |
7 - 29 maalmood | 3.5% |
30 - 45 maalmood | 3.5% |
46 - 90 maalmood | 4% |
91 - 180 maalmood | 4.75% |
181 - 364 maalmood | 5.25% |
365 - 365 maalmood | 6.35% |
Fiiro gaar ah: Si kastaba ha ahaatee muwaadiniinta waayeelka ah waxay xaq u leeyihiin 0.50% dheeraad ah oo dulsaarka sannadkii.
Qaar ka mid ah FAQs (Su'aalaha Inta badan La Isweydiiyo)
Q. Koontada Equitas Bank ma lagama maarmaan ma u tahay in FD lagu buuxiyo Google Pay?
Maya, uma baahnid inaad xisaab bangi ku leedahay Equitas Small Finance Bank si aad dhigaal joogto ah ugu qabsato Google Pay Appka.
Q. Isticmaale Bankiga Maaliyadda Yaryar ee Equitas ee jira ma u qori karaa FD G-Pay?
Haddii aad koonto hore ugu lahayd Equitas Small Finance Bank markaa ma ballansan kartid dhigaal go'an (FD) adoo isticmaalaya Google Pay. Laakin Google Pay waxaa laga yaabaa inuu awood u yeesho mustaqbalka.
S. Maxaa dhacaya marka Debaajiga go'an uu dhammaado?
Marka Deposit-ka go'an dhammaato, qaddarka qaan-gaadhka waxaa lagu wareejin doonaa akoonkaaga bangiga ee ku xidhan Google Pay adoo isticmaalaya kaas oo aad lacag ku bixisay.
Q. Ma la noqon karaa lacagahayga FD ka hor wakhtiga qaangaadhka?
Haa, waad xidhi kartaa FD wakhti kasta, lacagtaada ugu muhiimsan waxay ahaan doontaa mid badbaado leh mar kasta. Markaad samayso ka bixitaan bislaan ka hor, heerka dulsaarka wuxuu ku xirnaan doonaa maalmaha FD ku hadhi doono koontada.
Q. Ammaan ma tahay in dhigaalka lagu haysto Baanka Maaliyadda Yar ee Equitas?
Equitas Small Finance Bank wuxuu bilaabay shaqadiisa bangiyada sanadka 2016. Sida dhammaan bangiyada kale ee yaryar, wuxuu bixiyaa dulsaar soo jiidasho leh si uu ula socdo tartanka bangiyada waaweyn iyo kuwa gaarka loo leeyahay.
Equitas Small Finance Bank waa bangi ganacsi oo qorshaysan oo RBI nidaamsan. Qadarka ilaa Rs 5,00,000 (labadaba maamule iyo ribada) waxaa caymisa Hindiya DICGC (Caymiska Deposit and Credit Credit Corporation).