grey peni padivi pemari pamapepa eIndia rupee

Mubereko wakasanganiswa ipfungwa inesimba yemari inowanzosanzwisiswa. Chinyorwa ichi chine chinangwa chekubvisa fungidziro dzakajairika dzakatenderedza mubereko, kuratidza kuwanikwa kwayo uye mabhenefiti kune vese. Nekujekesa manyepo aya, vaverengi vanogona kunzwisisa zvirinani nekushandisa mubereko wakasanganiswa kuzadzisa zvinangwa zvavo zvemari. Bvisa kusava nechokwadi kwako kwese nezvekudyara uye musika pa Immediate Apex, chinhu chedzidzo chedzidzo yekudyara.

Nhema 1: Kufarira Kwakawanda Kunongobatsira Vapfumi

Imwe yemafungiro asiriwo anonyanyozivikanwa pamusoro pechido chemukomboni kutenda kuti inobatsira chete vapfumi. Kusanzwisisa uku kunobva mukusanzwisisa mashandiro anoita mubereko mubereko uye kuwanikwa kwayo kune vanhu vemazinga ese emari.

Compound interest ipfungwa ine simba rezvemari inobvumira mainvestimenti kuti akure zvakanyanya nekufamba kwenguva. Haina kuchengeterwa vapfumi asi chiri chishandiso chinogona kubatsira chero munhu anodyara mari, zvisinei nemari yaanowana. Kiyi yekubatsirikana kubva mubereko yemubatanidzwa kutanga kuisa mari nekukurumidza uye nguva nenguva.

Funga nezvevanhu vaviri: mumwe anotanga kuisa mari achiri mudiki aine mari shoma uye mumwe anomirira kusvika gare gare muupenyu ane mari yakawanda. Zvisinei nekudyara kwakaderera kwekutanga, munhu anotanga nekukurumidza anogona kuunganidza hupfumi hwakawanda nekuda kwenguva yakareba yekusanganisa.

Uyezve, mubereko wakasanganiswa unogona kushanda zvinobudirira kunyangwe nemari shoma. Nekugara vachidyara chikamu chemari yavo, vanhu vanogona kushandisa simba rekubatanidza kuti vawedzere hupfumi hwavo nekufamba kwenguva. Izvi zvinoreva kuti kunyange avo vane mari shoma vanogona kubatsirwa kubva mubereko yakasanganiswa.

Zvisizvo 2: Compound Interest Inoshanda Nenzira imwechete kune Yese Investments

Imwe pfungwa isiriyo yakajairika pamusoro pechido chemukomboni kutenda kuti inoshanda nenzira imwechete kune ese mainvestimenti. Muchokwadi, mubereko wekomboni unogona kusiyanisa zvakanyanya zvichienderana nemotokari yekudyara uye neayo chaiwo ekubatanidza maitiro.

Kudyara kwakasiyana kunopa mareti akasiyana ekudzoka uye kusanganisa frequency, izvo zvinogona kuve nemhedzisiro yakakura mukukura kwekudyara nekufamba kwenguva. Semuenzaniso, saving account inogona kupa mubereko wakaderera asi mubereko wakawanda zuva nezuva, nepo mari yenguva refu semastock inogona kupa mubairo wakakwira asi mubereko wakawanda pagore.

Izvo zvakakosha kune vanoisa mari kuti vanzwisise misiyano iyi pakusarudza kwekuisa mari yavo. Iyo yakakwirira yekubatanidza frequency inogona kutungamira kukurumidza kukura kwekudyara, sezvo kufarira kuchiwedzerwa kazhinji uye kunotanga kuzvibatanidza pachako nekukurumidza.

Pamusoro pezvo, mwero wekudzoka pakudyara unogona zvakare kusiyana, zvichikanganisa kukura kwese kwekudyara. Mutengo wepamusoro wekudzoka uchaita kuti kukurumidza kukura, asi kuderera kwekudzoka kuchaita kuti kukura zvishoma nezvishoma.

Zvisizvo 3: Mubereko Wakasanganiswa Iro Mashiripiti Solution yePakarepo Pfuma

Imwe yemafungiro asina kunaka ane ngozi pamusoro pechido chemukomboni kutenda kuti imhinduro yemashiripiti yehupfumi hwekare. Kusanzwisisa uku kunowanzoita kuti vanhu vatarisire huwandu hwenguva nemoyo murefu zvinodiwa kuti mhindu yemubatanidzwa ishande nemazvo.

Mubereko wakabatanidzwa zvechokwadi chishandiso chine simba chekuvaka hupfumi, asi haisi kukurumidza kugadzirisa kana kupfuma-nekukurumidza chirongwa. Zvinoda kugarisana uye kwakarongeka kuisa mari kwenguva yakareba kuti uone kukura kwakakosha. Vanhu vazhinji vanowira mumusungo wekutarisira zvakawandisa nekukurumidza kubva kune mubereko wakasanganiswa, izvo zvinogona kutungamira mukuodzwa mwoyo uye kuvhiringidzika.

Kuenzanisira pfungwa iyi, funga nezvevanhu vaviri vanotanga kuisa mari yakafanana panguva imwe chete. Mumwe anotarisira kuona mhedzisiro yekukurumidza uye anoodzwa mwoyo kana asingaone kukura kwakakosha ipapo. Imwe yacho inonzwisisa hunhu hwenguva refu hwemubereko wemubatanidzwa uye inoramba ichiisa mari nguva dzose, ichizopedzisira yaona kukura kwakanyanya nekufamba kwenguva.

Zvisizvo 4: Mubereko Wakawanda Unongoshanda Pakuronga Kurega

Pane fungidziro yakajairika yekuti mubereko wemubatanidzwa unoenderana chete nekuronga pamudyandigere. Nepo kufarira kwemukomboni chiri chombo chakakosha chekuvaka hupfumi hwekurega basa, kukosha kwahwo kunopfuurira kupfuura kungoronga zvekurega basa.

Mubereko wakasanganiswa unogona kubatsira pakuzadzisa zvinangwa zvemari zvakasiyana-siyana, zvenguva pfupi uye zvenguva refu. Semuenzaniso, mubereko wakakoniwa unogona kushandiswa kuchengetedza mari yekubhadhara paimba, dzidzo yemwana, kana zororo rekurota. Nekutanga kuisa mari nekukurumidza uye nekubvumidza kufarira kwakawanda kushanda mashiripiti ayo, vanhu vanogona kuzadzisa izvi zvinangwa zviri nyore kupfuura zvavanofunga.

Uyezve, mubereko wekomboni haungogumiri pakudyara kwechinyakare semastock nemabhondi. Inogona zvakare kushanda kune zvimwe zvigadzirwa zvemari, senge maakaundi ekuchengetedza uye zvitupa zvedhipoziti (CDs). Kunyangwe zvidiki, zvinogara zvichipihwa kumhando idzi dzeakaunti zvinogona kutungamira mukukura kukuru nekufamba kwenguva, zvichivaita maturusi akakosha ekuzadzisa zvinangwa zvemari zvakasiyana.

mhedziso

Mukupedzisa, mubereko wakasanganiswa hausi chishandiso chakachengeterwa vapfumi kana kuti chinogumira pakuronga pamudyandigere. Kunzwisisa misimboti yayo kunogona kupa vanhu simba rekuita sarudzo dzemari vaine ruzivo uye kushandisa kugona kwayo kune zvinangwa zvakasiyana. Nekutanga nekukurumidza uye kuisa mari nguva dzose, chero munhu anogona kuwedzera mubereko wakawanda kuchengetedza ramangwana ravo rezvemari.