Chiyambireni chitukuko cha Bitcoin komanso kukhazikitsidwa kwapoyera kwaukadaulo wa blockchain, makampani a crypto apita kutali. Ochepa chabe azachuma omwe anali ndi chidwi ndi crypto pachiyambi. Mabanki akuluakulu padziko lonse lapansi ndi makampani a IT tsopano amazindikira luso la crypto poyera ndikuyikamo madola mamiliyoni ambiri. Kuyambitsa kwa blockchain kumapangitsa kupita patsogolo kwakukulu. Ngakhale ndikuchita modabwitsa chonchi, kulosera zamtsogolo zamakampani a crypto ndizovuta kwambiri. Tiyesa kuwona komwe Bitcoin ikupita mu positi iyi.
Tisanalowe munkhaniyi, ndikofunikira kuyang'ana mozama za cryptocurrency nthawi zonse ndikuwunika momwe zilili.
Ndizosadabwitsa kuti ukwati wandalama ndi ukadaulo uwu wakhudza mabungwe azachuma: kuyambira vuto lazachuma la 2007-2008, makasitomala azachuma azachuma akhala akungofuna ukadaulo watsopano, chitetezo, komanso kusinthasintha.
Kufunika kumeneku kwapangitsa kuti makampani ambiri a fintech akulitse njira yogwiritsira ntchito blockchain ndi cryptocurrency. Tsopano tili ndi ma crypto wallets otetezeka kwambiri osungiramo zinthu za digito ndi malo osinthira ndalama monga Binance ndi Uniswap, zomangamanga zaunyolo wa anthu onse, njira zolipirira za crypto, ndi zina zotero. Kuphatikiza apo, kukula kwaposachedwa kwa osunga ndalama m'munda wa crypto kwapangitsa kuti malonda ndi kuyika ndalama kwa nthawi yayitali mu cryptocurrencies zikhale ntchito yokhala ndi mwayi waukulu wopeza mphotho zazikulu. YAMBANI TSOPANO! ndipo muwone nokha kuthekera.
Kodi Ndalama Zachikhalidwe Zayamba Kutha?
Lingaliro la cryptocurrencies limaperekedwa chidwi kwambiri mu kafukufuku wa Deutsche Bank wokhudza tsogolo lazachuma m'zaka khumi zikubwerazi. Iwo akuwonetsa kuti bizinesi iyi kale idawonedwa ngati chowonjezera pazachuma padziko lonse lapansi m'malo mosintha, koma izi zitha kusintha malinga ndi tsogolo la ndalama - ndi makhadi.
"Cryptocurrencies nthawizonse zakhala zowonjezera kuzinthu zapadziko lonse za ndalama, osati njira zina," malinga ndi kafukufuku. "Ngakhale zabwino zawo zodziwika bwino, kuphatikiza chitetezo, liwiro, ndalama zochepa zogulira, kusungika kosavuta, komanso kufunikira kwa digito, alephera kubweza ngati njira yolipira."
"Cryptocurrencies iyenera kuthana ndi zopinga zazikulu zitatu kuti zitheke kutengera anthu ambiri. Ayenera choyamba kudziwonetsera okha ngati ovomerezeka pamaso pa maboma ndi olamulira. Izi zimaphatikizapo kusunga kukhazikika kwamitengo ndikupereka zopindulitsa kwa mabizinesi ndi makasitomala. Ayeneranso kuloleza mwayi wopeza msika wolipira padziko lonse lapansi. Kuti izi zitheke, mgwirizano ndi okhudzidwa kwambiri akufunika, kuphatikiza mapulogalamu am'manja monga Apple Pay ndi Google Pay, makampani amakadi monga Visa ndi Mastercard, ndi masitolo ngati Amazon ndi Walmart. "
Inde, zina mwa izi zakonzedwa kale, ndi Walmart, mwachitsanzo, akuwonetsa chidwi ndi teknoloji ya blockchain. Izi ndi za maunyolo ake ogulitsa ndipo zilibe kanthu kochita ndi Bitcoin, koma ndimwala wodutsa zaka khumi zikubwerazi.
Komabe, sikuli kophweka monga kugonjetsa zopinga zitatuzo; malinga ndi banki, zovuta zina zidzawonekera pomwe bitcoin ichulukirachulukira komanso ndalama zimatha.
Bitcoin Zomwe Ndi Zabwino
Chifukwa idapangidwa pogwiritsa ntchito mtundu wosinthidwa wa code ya Bitcoin, Charlie Lee, wopanga ndalama komanso woyambitsa Litecoin Foundation, adafotokoza kuti ndalamayi ndi "Bitcoin yopepuka." Ngakhale awiriwa ali ndi mbiri yofanana, pali kusiyana kwakukulu kwakukulu, kuphatikizapo ntchito ya hashing, kuthamanga kwa block, ndi kupezeka.
Malinga ndi Lee, netiweki ya Litecoin imapanga midadada yatsopano mphindi iliyonse ya 2.5 pafupifupi, yomwe imakhala yofulumira kanayi kuposa netiweki ya Bitcoin, yomwe migodi imatseka mphindi 10 zilizonse.
Ubwino wa cryptocurrencies wangoyamba kukoka mabungwe. ndalama Traditional ndi scrabling kukumana kukwera mtengo, monga US Bank posachedwapa kukhazikitsidwa kwa bitcoin custody service kuti amalola akapanda ndalama kuti aganyali mu ndalama digito.
Ngakhale kuchuluka kwa ndalama zamabungwe kumatanthauza kuthekera kochulukira kwa osunga ndalama wamba, kumatsutsanso kuchuluka kwa ndalama za digito kuti zizigwira ntchito kunja kwandalama zachikhalidwe. Kutsutsana kumayambira apa.
Pazaka zingapo zapitazi, kulowetsedwa kwa capital capital mu cryptocurrencies kwayamba kusintha mphamvu zamsika. Zaka khumi ndi zitatu zapitazo, owerenga cryptocurrency anakopeka ndi chikhumbo kugwedeza osankhika, mabungwe banki dziko kupereka padziko lonse Kufikika njira kusuntha ndalama ndi kulipira katundu ndi ntchito, popanda zinthu payekha.
Kuti mugwiritse ntchito crypto, mosiyana ndi mabanki achikhalidwe, simunafune ngakhale adilesi; zomwe mumafunikira ndi intaneti. M'malingaliro, cryptocurrency zimadalira ntchito gulu la owerenga wamba kudzilamulira; amateteza ndikusintha chipika chogulitsira - blockchain - ndipo njirayi imalola aliyense yemwe ali ndi kompyuta kukumba ndalama.
Mofulumira mpaka 2021, ndipo tsogolo la cryptocurrency likuwoneka mosiyana kwambiri. Ochita migodi a Bitcoin salinso okhawo omwe amapindula ndi kupambana kwake, komanso si okhawo omwe amachikumba. Pakapita nthawi, maukonde amigodi azunguliridwa ndi mabizinesi ochepa omwe angapereke kuchuluka kwamphamvu kwamagetsi ndi magetsi oyenera kukumba pamlingo, zomwe zimapangitsa kuti zikhale zovuta kwa ogwiritsa ntchito aliyense kutenga nawo mbali.
Panthawi imodzimodziyo, kupeza kuti ndalama zazikulu zamakampani, monga Tesla, zomwe zinapangitsa kuti mtengo wa bitcoin ukwere 20% tsiku limodzi, kuyika kukayikira kwakukulu pa chikhalidwe cha demokalase pamsika.
Tsogolo Losatsimikizirika
Cryptocurrency nthawi zonse imakhala yosasunthika, potengera mtengo komanso momwe anthu amaonera. Ngakhale kukwera kwake kwa meteoric m'zaka zaposachedwa, tsogolo la cryptocurrency silikudziwika.
Iyi ndi mphindi yotsutsana kuti muyendere kwa omwe ali ndi ndalama, akuluakulu aboma, ndi omwe akugwira ntchito kuti crypto ikhale yobiriwira. Ngati pali chinthu chimodzi chomwe tingatsimikizire, ndikuti msika muzaka za 5 udzakhala wosadziwika kwa ife monga momwe uliri tsopano.
Ngakhale kuti akuluakulu a boma adzadziwa za tsogolo la cryptocurrencies, mabizinesi, omwe ambiri akubwera pamsika kuti akwaniritse zofunikira za msika womwe ukukwera womwe maboma adanyalanyaza mpaka pano, akhoza kukhala ndi zotsatirapo. Izi zitha kuchitika mwa kulola kuchita zinthu m'malo omasuka, otetezeka kwa "ongoyamba kumene" kapena popereka chidziwitso ndi zothandizira kwa omwe akufuna kufunsa.
Kutsamira pakusintha kwa osunga ndalama ndikulosera zomwe omvera "odziwika" angafune ndi gawo la tsogolo limenelo. Opereka malipiro achikhalidwe omwe amapereka mwayi ndi maphunziro mosakayikira adzakopa osunga ndalama achikulire, koma kuchuluka kwa mabizinesi omwe amatenga ndalama za digito kungapangitse msika kuwoneka wotetezeka.
